Insure music instrument

Musical instrument insurance

Here you can find out everything you need to know about insuring your musical instrument.

Instrument registration

Registration of your musical instrument: In recent years, it has been noted that the theft of musical instruments has increased significantly. Register your instrument(s) to prevent or discourage the sale of stolen goods to retailers and through third-party platforms. ‘Hands off – I’m registered!’

Prevention is the be-all and end-all! To prevent the theft of musical instruments you can register your instrument here for free. Please simply follow the link for further information on the registration platform.

We offer this free service in cooperation with Gesamtverband Deutscher Musikfachgeschäfte e.v. an.

Instrument insurance

Sounds good, is good: The insurance cover for your musical instruments!

Now you have to pay attention! But despite all caution, musical instruments are stolen again and again, or are lost, damaged, or completely destroyed. The offers of MML VersicherungsService GmbH take into account the individual needs of musicians and instruments.

Protect what is important to you!

With our special insurance for musical instruments you are on the safe side. This protection was developed in collaboration with music professionals who know the dangers to which your musical instrument is exposed. With our special insurance, almost all risks are covered.

What is my instrument insured against?

Against damage caused by falling or dropping, but also if your instrument is otherwise destroyed or lost. For example:

  • in case of theft, robbery and abandonment
  • for transportation by car, airplane or bicycle
  • When shipping, if your instrument needs to be sent for repair
  • in the event of water damage, fire, lightning, explosion or other natural hazards

Where is my instrument insured?

The insurance cover is valid worldwide throughout the year. The exact insurance conditions can be found at

Which instruments can I insure?

Regardless of whether you use your instrument privately or professionally, whether it is your property or whether you have only borrowed/rented it – we insure almost any acoustic or electronic instrument.

How much will my instrument insurance cost me?

The annual premium is based on the type and value of your instrument. We will be happy to quote you the premium for your desired instrument.

How can I insure my instrument?

  • In our specialty store on site
  • Online at:

Your advantages at a glance

You enjoy insurance coverage

  • in the event of damage due to own or third-party fault
  • in case of theft or abandonment

What you can expect

  • a favorable annual premium
  • a customer-friendly and uncomplicated claims settlement.

MML VersicherungsService GmbH successfully cooperates with many music retailers. It offers an all-inclusive insurance service. There is only one contact person for both the insurance conclusion and a possible claim settlement.

These short distances are a great advantage. As your specialist dealer, we remain your first point of contact as the policyholder and, in the event of a claim, we will deal with you personally and provide support in the settlement process.

To meet the new requirements of the legislator regarding DSGVO (25.o5.2o18) and Insurance Distribution Directive IDD which also comes into force in 2018, you have the possibility to download below links.